Fishtec Interest Free Credit
At Fishtec, we've put together a range of special finance options that provide customers who prefer not to pay by credit or debit card at the time of order, with an easy and attractive alternative. Fishtec finance is the convenient way to get your hands on the products you want today without breaking the bank! In short, our finance options give you the ability to spread the cost of the products you want NOW, over a time frame that suits your budget. Read on for more information, including specific examples and your questions answered.
There is a simple application process and we can often agree credit within 15 seconds. There are no forms to complete and the Fishtec credit agreement is a quick and easy way of purchasing your tackle.
Interest Free Credit is available on orders over £350.
Order Value between £350 and £499:
Choose between 6 month and 9 month Interest Free Credit.
Order Value between £500 and £799:
Choose between 6 month, 9 month and 12 month Interest Free Credit.
Order Value between £800+:
Choose between 6 month, 9 month, 12 month and 18 month Interest Free Credit.
Typical Example: Greys Prodigy Carp Rods - order value £350. Pay a 10% deposit up front, and spread the remainder of the value of the order over the time scale you choose. No interest charged - total balance payable is £350.
All applications are subject to credit finance approval.
Interest Bearing - you can spread the payment on any order over £350 over 24 months with our Interest Bearing Scheme (APR 15.9%).
Finance is only available on price pledge items at our discretion.
Your step by step finance application guide:
Step 1: Choose your products. Ensure you have selected items for a total of £350 or more in value.
Step 2: Call us on 0871 911 7001 and place your order. Please have the product codes ready (these can be seen in the basket). Or email us at firstname.lastname@example.org and include your full address with postcode, full name, contact telephone details and product codes.
According to your order value (see options available above) let us know over what period of time you wish to run the finance payments.
Step 3: We'll ask you a few simple questions via the telephone, or send you an email link from the finance company for completion in your own time. Once the questions are completed, an approval decision is usually instant.
Step 4: Once you're approved, we'll send you a form to sign, along with the terms and conditions, or we can email you the documents to sign digitally.
Step 5: Upon receipt of your signed documents, or confirmation of your digitally signed agreement from the finance company, your goods will be immediately despatched.
In order to apply for credit, you must:
Be 21 years of age or over at the date of the application (no maximum age limit);
Be permanent UK resident (minimum of 3 years) and will continue your residency in the UK;
Be in regular employment (16 hours or more per week). If you're self-employed, proof of self-employment must be provided (e.g. tax reference, VAT Reg Number, quoted from an original document). If retired, you must be in receipt of a private pension. If you're receiving long-term invalidity/disability benefit, evidence must be provided. Customers in the Armed Forces must provide their service number;
Have no history of adverse credit (e.g. County Court Judgments).
Credit subject to status to UK residents aged 21 years or over. Goods must be signed for at your home address and must be signed for by you or a member of your family.
If you require any further information on our credit terms please phone 0871 911 7002 Monday-Friday 9.00am-5.30pm, or email us at email@example.com.